What is lien amount in bank account

A lien amount is a specific portion of funds in your bank account that is "frozen" or placed on hold by the bank. While the money remains in your account, you cannot withdraw or use it until the lien is lifted. This hold acts as security to ensure the fulfillment of a financial or legal obligation. Common reasons for a lien include:

• Unpaid loan EMIs or credit card dues
• Pending tax liabilities or court orders
• Security for a loan taken against a Fixed Deposit (FD)
• Cheque bounce charges or technical banking errors