An ante-dated cheque is a cheque that bears a date earlier than the current date on which it is presented to the bank. In India, such a cheque remains valid and can be encashed as long as it is presented within three months from the date mentioned on it. Key points include:
- It is commonly used when a payment was due in the past or to fulfill previous obligations.
- The bank will process it normally if it is within the three-month validity period.
- If presented after three months, it becomes a stale cheque and will be rejected.