Is it necessary to sign the back of a cheque

Yes, it is generally necessary to sign the back of a cheque, a process known as endorsement, to authorize the bank to process the payment. Signing confirms you are the intended recipient and helps prevent fraud. Key points for Indian users:

• Endorse the cheque exactly as your name appears on the front.
• For added security, write For Deposit Only along with your signature to ensure funds are only credited to your bank account.
• If a cheque is issued to multiple people with "and," all must sign the back.