Can rtgs be done without cheque

Yes, RTGS (Real Time Gross Settlement) can be done without a physical cheque, depending on the mode of transfer you choose:

• Online Transfers: When using mobile banking or internet banking, a cheque is not required. You can simply add the beneficiary details and initiate the transfer digitally.
• Offline Transfers: If you visit a bank branch to initiate an RTGS for amounts above ₹2 lakh, banks typically require a leaf from your chequebook to authorize the transaction. However, some banks may provide alternative options like temporary chequebooks or cash slips in specific cases.