Is cheque required for rtgs

A cheque is not required if you are performing an RTGS transfer online through net banking or mobile banking. However, if you choose to initiate an RTGS transaction offline by visiting a bank branch, a cheque is generally mandatory. Key details regarding cheque requirements:

• Online RTGS: No physical cheque or demand draft is needed. You can simply add a beneficiary and transfer funds instantly.
• Offline RTGS: You must submit a filled RTGS mandate form along with a cheque leaf for the transfer amount, often marked "Yourself for RTGS."