To transfer your Provident Fund (PF) to your bank account, you must apply for a final settlement through the EPFO unified portal. This process is generally permitted after two months of unemployment or upon retirement. Follow these steps:
- Log in to the EPFO member portal using your UAN and password.
- Ensure your KYC details, Aadhaar, and bank account are linked and verified.
- Go to Online Services and select Claim (Form-31, 19, 10C & 10D).
- Verify your bank account by entering the last four digits.
- Select Only PF Withdrawal (Form 19) and submit using the Aadhaar-based OTP.
Once approved, the funds will be credited to your linked bank account.