How to reopen closed bank account

To reopen a closed bank account in India, follow these steps:

• Contact your bank branch to understand the specific reason for closure, as policies for reopening vary by institution.
• Submit a written request or a formal reactivation form signed by all account holders.
• Provide updated KYC documents, including a self-attested copy of your Aadhaar card, PAN card, and a recent passport-size photograph.
• Perform a customer-induced transaction, such as a small deposit, to restore the account to active status.

If the account was closed due to long-term inactivity, ensure you maintain the required minimum balance upon reactivation.