How to open postal bank account online

To open a Post Office Savings Account online in India, you can use the India Post Payments Bank (IPPB) mobile application. Follow these steps:

• Download the IPPB app and select Open Account.
• Enter your PAN and Aadhaar-linked mobile number.
• Verify using the OTP sent to your registered mobile.
• Fill in personal details, nominee information, and Aadhaar details.
• Submit the application to generate your digital account instantly.

Note that you must complete biometric KYC verification at a nearby post office within 12 months to maintain the account.