How to open a savings bank account

To open a savings bank account in India, follow these steps:

• Choose a bank and visit its nearest branch or official website.
• Fill out the Account Opening Form (AOF) with your personal details.
• Submit required KYC documents, including proof of identity (Aadhaar card, PAN card) and proof of address (utility bills or Voter ID).
• Provide recent passport-sized photographs.
• Deposit the minimum initial amount required by the bank to activate the account.

Once your documents are verified, the bank will provide your account number, debit card, and chequebook.