How to open a kids bank account

To open a kids bank account in India, a parent or legal guardian must apply on behalf of the minor. Follow these steps:

• Select a bank offering minor savings accounts and gather required documents, including the child's birth certificate and the guardian's Aadhaar and PAN card.
• Visit the bank branch or apply online to fill out the application form.
• Complete the KYC process for both the guardian and the minor.
• Deposit the initial minimum amount, if required by the bank, to activate the account.

Minors above 10 years can often operate their accounts independently with certain limits.