How to open a joint bank account

To open a joint bank account in India, all applicants must visit the bank branch together or apply online through the bank's official portal. The process generally involves:

• Filling out a joint account opening form specifying the mode of operation (e.g., Either or Survivor, Jointly).
• Submitting Aadhaar cards and PAN cards for all applicants as primary KYC documents.
• Providing recent passport-sized photographs and proof of address.
• Completing the in-person verification or Video KYC process as required by the bank.

Once the bank verifies the documents, the joint account is activated with shared access.