Most Indian banks do not offer a complete online process to close a bank account and typically require a visit to your home branch. However, you can initiate the process by following these steps:
- Download the account closure form from your bank's official website.
- Clear all pending dues and bring your account balance to zero.
- De-link any active auto-debit instructions or SIPs.
- Visit the branch to submit the filled form along with your debit card, passbook, and unused cheque leaves.
Some digital-only banks may allow closure through their mobile app or verified email.