Can illiterate person open bank account

Yes, an illiterate person can open a bank account in India. Banks follow specific Reserve Bank of India (RBI) guidelines to ensure financial inclusion. The process typically involves:

• The account holder must visit the branch in person for identification.
• Instead of a signature, the bank records a thumb impression (usually the left thumb for males and right thumb for females).
• A recent photograph is required for the bank’s records.
• The account is usually opened as a joint account with a literate person or operated in the presence of a bank official to ensure transparency and security.