Banking

Can i get credit card without bank account

Yes, you can obtain a credit card in India without having a bank account. While many banks prefer existing customers, it is not a mandatory requirement. Issuers primarily evaluate your eligibility based on:
  • A stable income source (salaried or self-employed)
  • A healthy credit score (typically 750 or above)
  • Valid KYC documents like PAN card, Aadhaar card, and income proof
Repayments can be made through various digital modes, such as UPI and mobile wallets, or by depositing cash at the bank's physical branches.

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