Yes, you can open a bank account if you are under 18. According to RBI guidelines, minors of any age can open a savings account through a natural or legal guardian, such as a parent. Additionally:
- Minors aged 10 and above are permitted to open and operate savings accounts independently, subject to limits set by the bank.
- The account must always maintain a credit balance and cannot be overdrawn.
- Essential documents include the minor's birth certificate and KYC documents for both the minor and the guardian.