what are micro atms

Micro ATMs are portable, handheld devices that function as mini-ATMs, used by banking agents or local shopkeepers to deliver essential financial services. They connect to the bank's core system via GPRS and are crucial for financial inclusion in rural and remote areas where traditional ATMs are scarce. They primarily facilitate cash withdrawal, balance inquiries, and mini statements, often using both domestic debit cards with a PIN and Aadhaar-enabled biometric authentication.