is credit card atm card

No, a credit card is not the same as a standard ATM card, which is typically a Debit Card.

• An ATM card is directly linked to your bank account and allows you to access your own funds.
• A credit card is a form of revolving credit, enabling you to borrow money up to a limit set by the bank.
• While a credit card can be used at an ATM for a 'cash advance', this transaction usually attracts immediate, high interest charges and a separate transaction fee.