can i withdraw money from a different bank atm

Yes, you can withdraw money using your bank card from any other bank's ATM in India. These transactions are commonly referred to as "Off-Us" transactions. However, banks are mandated to offer only a minimum number of free transactions at other bank ATMs each month (typically 3 to 5, depending on your city). After exhausting this limit, a transaction fee will be charged. Alternatively, you can also use the Interoperable Card-less Cash Withdrawal (ICCW) service via your UPI app at participating ATMs.