You are entitled to a limited number of free ATM transactions per month, which include both cash withdrawals and non-financial services like balance inquiries. The number of free transactions is determined by the Reserve Bank of India (RBI) and depends on the ATM used:
- Five free transactions per month at your own bank’s ATMs nationwide.
- Three free transactions per month at other bank ATMs in metro cities.
- Five free transactions per month at other bank ATMs in non-metro cities.
Any transaction beyond these free limits will typically be charged at ₹23 per transaction.