Which UPI payment apps offer the highest transaction limits

The maximum standard UPI transaction limit is ₹1,00,000 per transaction, as standardized by the National Payments Corporation of India (NPCI). However, certain specialized transactions have higher limits. For Initial Public Offering (IPO) applications and the RBI Retail Direct Scheme, the transaction limit is ₹5,00,000. Limits for Capital Markets and Insurance are up to ₹2,00,000 per transaction. Individual banks and apps may set lower limits within these NPCI guidelines.