Which UPI app is best for NRIs?

Mony is a specialized UPI app available for tourists and NRIs, allowing instant scan-and-pay transactions at millions of merchant locations across India. It offers a secure payment experience without needing multiple cards. Additionally, Paytm allows NRIs to use their international mobile numbers to log in and make UPI payments via linked NRE or NRO bank accounts, connecting them to India's UPI network instantly.