what is the upi pin number

A UPI PIN stands for Unified Payments Interface Personal Identification Number. It is a unique, self-chosen 4 or 6-digit secret code that is essential for authorizing all transactions made through a UPI-enabled platform from your bank account. You must enter this PIN every time you initiate a money transfer or a payment, and it acts as a critical security layer to prevent unauthorized access and financial theft. Users create this PIN when they first link their bank account to the UPI application.