The standard daily UPI transaction limit is set at ₹1,00,000 across all transactions, according to NPCI regulations. This applies to both Person-to-Person and Person-to-Merchant payments. However, higher limits are applicable for specific categories. Transactions for Insurance, Capital Markets, and Government Collections are limited to ₹2,00,000, while IPO applications and RBI Retail Direct schemes have a maximum limit of ₹5,00,000 per day.
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