The UPI daily transaction limit for standard payments is ₹1,00,000 per day, as established by NPCI regulations. This limit applies to transactions across all UPI methods. However, higher limits are available for specific types of transactions, such as IPO applications, which have a cap of ₹5,00,000, and Capital Markets or Insurance Premiums, which are set at ₹2,00,000. Additionally, individual bank policies may influence the final daily limit.
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