What is the UPI code in Paytm?

The UPI code in Paytm typically refers to either your UPI PIN or your UPI ID. A UPI PIN is a secure 4 or 6-digit numeric password required to authorize every transaction. Your UPI ID is a unique virtual payment address, usually formatted as mobileNumber@paytm, used to receive funds. Both are managed under National Payments Corporation of India guidelines to ensure secure, real-time transfers between bank accounts. You should never share your UPI PIN with anyone to prevent unauthorized access to your funds.