What is the process for a UPI refund if a transaction fails

If a UPI transaction fails but money is taken from your account, don't worry! Usually, the money will come back to your account automatically within 48 hours. This is like when you try to buy something, and it doesn't go through, but the store gives your money back right away. \n\nIf you don't see your money back after 48 hours, you can complain through the app you used for the payment. If that doesn't work, you can contact your bank for help.