What is the new rule for UPI transaction 2025?

New rules for UPI transactions in 2025 include increased transaction limits for specific categories, effective September 15, 2025. Payments for insurance premiums and capital markets, for instance, will see per-transaction limits rise to ₹5 lakh, with a daily cumulative limit of ₹10 lakh. The general daily limit remains ₹1 lakh. Other updates from August 1, 2025, involve revised timings for auto-payments to boost processing efficiency.