What is my UPI virtual payment address?

A Virtual Payment Address (VPA) is a unique digital identifier, also known as a UPI ID, used to send and receive money instantly through the Unified Payments Interface (UPI) system. It acts as a virtual identity for your bank account, typically following a format like name@bankname or mobile-number@bankname. Using a VPA ensures security and privacy as it allows you to complete transactions without sharing sensitive banking details like your account number or IFSC code. You can find or manage your VPA within your UPI-enabled mobile application under the profile or settings section.