An example of a UPI address, also known as a Virtual Payment Address (VPA), is name@bankname or 9876543210@upi. It serves as a unique identifier for your bank account within the Unified Payments Interface system. Using a VPA ensures secure transactions as you do not need to share sensitive account numbers or IFSC details. Common formats include:
- Username@bankhandle, such as amit@sbi
- MobileNumber@handle, such as 9000012345@upi
- FirstName.LastName@bank, such as priya.sharma@icici