What is a UPI credit line and how does it work

Imagine your bank gives you a special \"pocket money\" allowance that you can use whenever you need it, but you only pay for what you actually spend! That's kind of how a UPI Credit Line works.\n\nIt's like a pre-approved loan from your bank that lets you borrow money through UPI for your online or QR code payments. You get a limit, and you can use a little or a lot, only paying interest on the amount you use. It's a handy way to pay for things when you need a bit extra!