What does DRC mean in banking?

DRC can mean "Default Risk Capital requirement," a term used in regulatory frameworks like Basel, referring to the capital banks must hold against the risk of default on instruments like bonds and securitizations.
In the context of digital payments (like UPI), DRC also stands for "Debit Reversal Credit." This occurs when a transaction is debited from an account but fails to credit the receiver due to technical issues, leading to a reversal.