What are UPI details?

UPI details refer to the unique credentials required to perform instant bank-to-bank transfers via the Unified Payments Interface. These primarily include:

• UPI ID: A unique virtual address linked to your bank account, enabling transactions without sharing bank account numbers or IFSC codes.
• UPI PIN: A secure 4 or 6-digit personal identification number used to authorize and authenticate every payment.
• Linked Mobile Number: Your bank-registered number used for identity verification and receiving transaction alerts.

These details ensure secure, 24/7 digital payments across India.