How to track UPI payment status?

To track your UPI payment status, open your UPI application and navigate to the Balance and History or Transaction History section. Locate the specific transaction to view its real-time status, which will be marked as Successful, Pending, or Failed. Each transaction includes a unique 12-digit UPI reference number or UTR number, which is essential for identification. If the status is successful but the recipient hasn't received funds, you can use this reference number to raise a query with your bank's customer support.