To set up UPI on Paytm, open the app and tap your profile icon. Navigate to UPI and Payment Settings and select Add Bank Account. Choose your bank from the list; the app will verify your mobile number via SMS. Once your account is linked, you will need to set a UPI PIN using your debit card details (last six digits and expiry date). If you already have a UPI PIN for that bank, you can use the same one. Once verified, your UPI ID is ready for transactions.
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