To set or change your UPI transaction limit, you must contact your bank directly as they manage individual account restrictions. While the National Payments Corporation of India (NPCI) sets a standard daily limit of ₹1 lakh for most transactions, individual banks may impose lower limits based on their internal risk policies. You can typically manage these settings through:
- Logging into your bank's official mobile banking application.
- Navigating to the UPI or Profile settings section to view or modify transaction limits.
- Contacting your bank’s customer service for manual limit adjustments.