To pay via UPI using a credit card, you must first link an eligible RuPay credit card to your preferred UPI application. Currently, this feature is restricted to RuPay variant credit cards for merchant transactions only. Follow these steps:
- Open your UPI app and navigate to the payment settings to add a new payment method.
- Select your bank and link your RuPay credit card using the registered mobile number.
- Set a unique UPI PIN specifically for your credit card.
- Scan a merchant QR code or select the merchant, choose the linked credit card, and enter your UPI PIN to complete the payment.