To make a UPI payment, follow these steps:
- Open your UPI-enabled application and select the Pay or Send Money option.
- Enter the recipient's UPI ID, mobile number, or scan their QR code.
- Input the amount you wish to transfer and select the linked bank account.
- Enter your unique 4 or 6-digit UPI PIN to authorize the transaction.
Once authenticated, the funds are transferred instantly from your bank account to the recipient's account 24x7.