BHIM UPI provides cashback through various NPCI-led incentive schemes and periodic promotional offers. Users can earn rewards by:
- Checking the Offers or Rewards section within the BHIM app for active cashback campaigns.
- Participating in referral programs to earn a bonus for inviting new users.
- Using the BHIM Aadhaar app for merchant transactions to receive incentives.
- Linking and using RuPay credit cards for UPI payments as per applicable offer terms.
Cashback is typically credited directly to the linked bank account after successful qualifying transactions.