To perform UPI payments through Paytm, follow these steps:
- Open the app and select Scan and Pay to scan a QR code, or To Mobile or Contact to enter a phone number or UPI ID.
- Enter the amount you wish to transfer.
- Select the bank account you want to use for the transaction.
- Enter your secure 4 or 6-digit UPI PIN to authorize the payment.
Once confirmed, the money is transferred instantly from your bank account to the recipient. Always verify the recipient's name before entering your PIN.