To create a UPI Virtual Payment Address (VPA) in Paytm, download the app and enter your mobile number registered with your bank. After mobile verification via SMS, select your bank from the list to fetch your account details. A unique VPA, typically your mobile number followed by @paytm, is automatically generated once you link your bank account. If it is your first time linking the account, you will also need to set up a UPI PIN using your debit card details.
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