To create a UPI address, download a UPI-enabled mobile application and follow these steps:
- Register using the mobile number linked to your bank account.
- Select your bank from the list to fetch your account details.
- Set a UPI PIN using your debit card information for secure transactions.
- The app will automatically generate a default UPI ID or allow you to customize one, typically in the format yourname@bank.
Once created, this unique virtual address allows you to send and receive money instantly without sharing sensitive bank details.