To create a BHIM UPI account, follow these steps:
- Download and install the BHIM app from the Google Play Store or Apple App Store.
- Select your preferred language and the SIM card registered with your bank.
- Set a unique 4-digit application passcode to secure the app.
- Select and link your bank account from the provided list.
- Set your UPI PIN by entering the last 6 digits and expiry date of your debit card.
Once completed, your default UPI ID (mobilenumber@upi) is generated, enabling instant transactions.