How long does UPI dispute resolution take?

The time taken for UPI dispute resolution varies based on the nature of the transaction. NPCI has set official timelines, which include 1 to 3 working days for failed transactions. For more complex disputes, such as fraudulent transactions, the resolution can take between 10 to 15 working days. The process typically begins with the UPI app, escalating to the PSP bank and then to NPCI if unresolved.