How is UPI different from net banking

UPI and Net Banking are both ways to manage your money, but they work a bit differently!\n\nImagine you want to send money to a friend. With UPI, it's super fast, like sending a text message! You just use a special ID or a QR code on your phone, and the money goes instantly. It's great for quick, everyday payments.\n\nNet Banking is more like going to a bank branch online. You log in with a username and password to your bank's website or app. It's good for bigger things, like paying larger bills, checking your full bank balance, or setting up regular payments. It's very secure but might take a few more steps than UPI.