How do I use a VPA for payments?

To use a Virtual Payment Address (VPA) for payments, you must first create one using a UPI-enabled app and link it to your bank account. To send money, enter the recipient's VPA and the amount in the app, then authorize the transaction with your UPI PIN. To request money, enter the sender's VPA and the requested amount in the app's "Request Money" section. A VPA acts as a secure, unique ID for transactions without revealing bank account details.