How do I track an UPI transaction ID?

To track a UPI transaction, open the UPI application you used and navigate to the "Transaction History" section. Select the specific transaction to find the UPI reference ID, which is a unique 12-digit code (sometimes called the UTR number). If the transaction status is unclear, you can also check your bank statement or log in to your bank's online portal and review the transaction details there. Alternatively, you can provide the transaction ID to your bank's customer support for tracking assistance.