How do I get my UPI reference number?

You can usually find your UPI reference number by checking your transaction history within your UPI application. This unique 12-digit code, often labeled as a Reference ID or UTR Number, is displayed with the transaction details. Alternatively, you can review your bank statement, which includes the reference number. If you are using the Paytm app, go to 'Balance & History,' select the transaction, and note the unique 12-digit number. This number is essential for tracking payments or resolving any disputes.