How can I use UPI payment?

To use UPI payment, download a UPI-enabled app and link it to your bank account using your mobile number for verification. This process typically involves setting up a secure UPI PIN. Payments can be made by opening the app, navigating to the payment section, and choosing to pay via a Virtual Payment Address (VPA), mobile number, or by scanning a QR code. Confirm the transaction by entering your UPI PIN. UPI is regulated by the Reserve Bank of India and NPCI for enhanced security.