How can I transfer 2 lakhs immediately?

To transfer ₹2 lakh immediately, you can use IMPS (Immediate Payment Service) or RTGS (Real Time Gross Settlement). IMPS allows instant fund transfer 24/7, and the per-transaction limit has been increased to ₹5 lakh. For transactions above ₹2 lakh, RTGS is also a fast option, usually processed within 30 minutes, and is often recommended for high-value and urgent transfers. You can initiate these transfers through your bank's NetBanking or MobileBanking services.