Do UPI transaction limits differ across apps?

Generally, the base UPI transaction limit, set by NPCI, is the same across different Unified Payments Interface (UPI) applications. However, your individual bank or the specific type of transaction can cause the actual limits to differ. For standard payments, the daily and per-transaction limit is typically ₹1,00,000, though some banks may set lower limits. Higher limits apply for certain transactions like IPO applications.